RV Financing

Seacoast RVs works with both local and national banks to get you the best rate & term possible for your specific situation. All paperwork is done right here in our office by us.

Rates & terms are decided by the bank based on your previous credit history, how much you are borrowing and how much your down payment is. Down payments range from 5% to 20% depending on the lender and your specific situation. The term depends on the bank and how much you are borrowing. Generally, the term for RV loans with the lenders we work with are much longer than at traditional banks. They can be as long as 10 to 20 years depending on the bank and the amount of money being borrowed.

Many RVs qualify as a tax deduction for a second home, but only if you take a loan against the RV itself and use that as collateral. Check with your tax professional to see if the RV you are purchasing qualifies.

Even if you can afford to pay cash, it might cost you less in the long run if you finance your RV. Put your cash to work for you in other investment opportunities earning money, while you take a low-interest loan for your new RV purchase.

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